Claim your mortgage’s IRPH rate

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Stop giving money to your bank

The Court of Justice of the European Union (CJEU) opens the door to a wave of claims against banks with a ruling that establishes that Spanish courts must define case by case whether the clauses and contracts that apply the IRPH in mortgage contracts are abusive or not. Claim the IRPH index of your mortgage and take advantage of this ruling.

I have a mortgage, how do I know if it affects me?

If you have a mortgage contract, check if the reference index is the IRPH instead of a legal index such as the Euribor and this harms you economically, the CJEU has opened a way to get them annulled.

Our recommendation is to gather all the documentation and verify with a lawyer the best strategy. The same mortgage can be affected by the IRPH, the floor clause and the mortgage arrangement fees at the same time. These are three areas that can be claimed from the bank at this time via the courts.

It is recommended to carry out this process quickly before a foreseeable collapse of the courts that may be aggravated by the coronavirus. Do not hesitate, arrange an interview with us and claim the IRPH index of your mortgage.

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